America's
Car Credit - Questions on Bad Credit Auto Loans
Q:
Is it possible to get an auto loan even though I filed for bankruptcy?
A:
Yes, it is possible to get an auto loan with a bankruptcy still
showing on your credit report. As long as a bankruptcy has been
discharged and your credit is ok since the bankruptcy, you should
have no problem getting auto loans.
Q:
Will I be limited to older model vehicles just because my credit
is bad?
A:
Certainly not! You will be suprised at the choices you will have,
including late model, dependable cars, trucks, vans, and SUVs.
Q:
Can I buy a car from an individual and get the loan from you?
A:
At this time, we are not able to offer this service. You can choose
a vehicle from one of our nationwide dealers.
Q:
How much money will I need for a down payment?
A:
Because everyone's situation is different, and there are many
things that factor into figuring a down payment amount, it is
impossible for us to give you a definite amount. If you think
coming up with a down payment will be difficult for you, ask about
the down payment options that are available to you.
Q:
I have no credit and would like to buy my first vehicle; can you
help me?
A:
Of course! We welcome first time buyers,and will ensure that you
drive away in a nice, affordable vehicle.
Q:
I would rather apply over the phone, can I do this?
A:
We do not accept phone applications because of safety concerns.
Applying on our secure server is a much safer way to apply.
Q:
Can I get a bad credit auto loan with 0% interest?
A:
To be honest, probably not. 0% interest rates are often reserved
for people who have excellent credit. If you are a first time
buyer, or a buyer who may have credit problems, the interest rates
you get vary from state to state and fluctuate daily. If you start
out paying a higher interest rate, you can always refinance your
auto loan in a year or so, as long as you have shown that you
are creditworthy.
Q: Is you dealer network limited to any one state or are
you a nationwide company?
A:
We serve all 50 states and Washington D.C.
Go
to Secure Application
